Dr Thomas Walford

An Expert Witness who has very wide experience in Private Banking and Investment and Wealth Management. Dr Walford has over 20 years' experience managing Private Banks and a total of over 30 years in the city managing or advising clients on investment and their banking needs.

As a specialist in dispute resolution with financial institutions, Dr Walford has been involved in many cases. He has dealt with a multitude of client situations and resolved them to the satisfaction of the parties involved, including: investment managers’ obligations both in the provision of advice and in the execution of client instructions and a portfolio which had been managed with an inappropriate risk profile.

Litigation and disputes concerning Tax issues are handled by two other members of the Expert Evidence team (Robert Schon and Robert Newey) who can be relied on for robust support in terms of Commercial Litigation, Tax PII claims, and Disputes with authorities.

The collective expertise covers a wide range of UK and EU tax areas, personal taxes, including for non UK domiciled individuals, income tax, corporation tax, CGT, VAT, stamp duties as well as the interaction between the UK and US tax systems, inbounds and owner managed businesses.

Thomas has wide experience in Private Banking, Investment Management and Wealth Management. Thomas spent 19 years managing Private Banks and nearly thirty in the city managing or advising clients on investment and banking needs. Also wide experience of UK, Offshore and International relationships. Recent cases include working for financial institutions and clients in Interest Rate Swaps, Property Lending and adherence to Investment Objectives.

Has dealt with a multitude of client situations and resolved them to the satisfaction of the parties involved. Thomas was a governor of the Expert Witness Institute from 2014 to 2020. In 2015 he was appointed on the jury of the European Expertise and Expert Institute (‘EEEI‘) as part of the European Guide to Legal Expertise (‘EGLE’) project. In 2019, he became a founding member of the committee of the Expert Witness Institute, Singapore. He is accredited by: the UK Register of Expert Witnesses, Expert Witness Institute, Academy of Experts, CEDR, also a member of the Chartered Institute of Arbitrators. Court Cross Examination a speciality, as is advising on pre-litigation decisions on a Particulars of Claim.

Please quote code EW14.

Comments received about Thomas as an expert:
James Wing, Barrister of 3 Temple Gardens, 3TG, Bridge House, 181 Queen Victoria St, London EC4V 4EG following the criminal trial of R v Toynton and Cavener (‘PC’)
“Dr Walford was instructed as a banking and regulatory expert in this criminal case which arose from the collapse of a Ponzi scheme. PC had invested in the scheme, profited well from it and persuaded a large number of other people to join it. He was charged with selling a financial product when he should have been regulated by the Financial Conduct Authority (‘FCA’).”

Mr Justice Morris in the case of Rocker v Full Circle in England and Wales High Court (Queen’s Bench Division):
(P53)“Dr Walford is a man with very substantial experience in private banking and wealth management services, investment management, with an impressive CV.

Drew & Napier, solicitors to UBS, following the Glassberg v UBS trial in the Singapore High Court:
“I write to thank you for your assistance as an expert witness at trial before the Singapore High Court last year.”

Recent Cases
A specialist in dispute resolution with financial institutions and over the last few years and has been involved in cases with the following themes:
1. A portfolio which had been managed with an inappropriate risk profile and substantial costs had been incurred through investment in over risky assets.
2. Investment managers obligations in the provision of advice.
3. Investment managers obligations in execution of client instructions.
4. A reporting error in the quarterly valuations sent to the client, which showed a grossly inflated valuation.
5. Deduction for US income tax made when client had not completed appropriate documentation.
6. Investments which had been make which were inappropriate for the client.
7. Errors where limit orders had not been executed.
8. Substantial losses incurred through investments in future and options and open derivatives. 9.Errors in completion of repossession of property when a loan has gone into default.

Bond Solon Expert Witness Training on Courtroom Skills, Series 65 US Securities Exams, Certified Diploma in Accounting and Finance