Andrew Smith is a Financial Conduct Authority Compliance & Risk Consultant and Expert Witness. He has held senior leadership roles within the UK financial services industry for more than 25 years, and is an FCA regulation subject matter expert.
Andrew has a significant reputation for devising highly successful business change strategies that drive commercial growth, compliance and operational improvement.
Andrew is CEO of Paxen and Citrus Funding and non-executive director at APD Global.
His specialist areas of expertise include FCA regulated markets, specifically:
Consumer credit, including motor finance and leasing, payday lending, rent to own, as lenders, brokers or as appointed representatives
Mortgage lending, first and second charge and equity release
Commercial conduct including adherence to FCA regulatory rules, suitability of advice or products sold (mis-selling), assessment of any customer detriment and how matters should have been concluded.
Dispute Resolution skills include:
Mediation, Arbitration, Adjudication and Expert Determination.
Mr Smith can be instructed on behalf of claimant, defendant or as a Single Joint Expert.
He can also appear in court, in all cases relating to financial conduct authority compliance.